22 articles tagged “Investing”
The UAE regulates crypto more thoroughly than almost anywhere, but regulation is not fiqh. Where scholars agree, where they split, and a framework for deciding.
The UAE Ministry of Finance cut the sovereign sukuk ticket from about USD 200,000 to AED 4,000. What T-Sukuk are, how the ENBD X route works, and the three questions to ask before subscribing.
Sukuk returned 3.5% annualized in 2025 against 1.98% for the broad conventional bond market, but the deeper difference is structural. What UAE investors need to know before building a halal income sleeve.
Same institution, same scholars, same Mudarabah pool, two very different deals. When the AED 10,000 Term Sukuk beats the AED 100 Saving Bonds, and when it does not.
The UAE's first robo-advisor builds clean halal portfolios from Islamic ETFs, a sukuk fund and gold, with $800m+ under management. The structure works; the 0.85% fee and the missing Shariah board deserve scrutiny.
The UAE finally has a real halal investing market: sovereign sukuk from AED 4,000, three robo platforms, and a national Mudarabah scheme with published fatwas. Here is what we verified, what it costs, and where the gaps are.
Government-owned, fatwa-publishing, AED 18 billion strong, and still coy about forward rates. Our full review of the UAE's national Mudarabah savings institution and its 20-product shelf.
No minimum, fees from 0.2% to 0.8%, four risk levels and the most honest compliance language in the market. StashAway's August 2025 launch reset the cost of managed halal investing in the UAE.
baraka gives GCC investors 20,000+ US assets with an AAOIFI-aligned screener labelling 1,500+ as halal, from $1 a trade. The tooling is the best in the region. The temptations sit one tap away.
Two true robos, one screener-equipped brokerage, zero platform Shariah boards. What Sarwa, StashAway and baraka each do well, what they cost, and how to pick in an afternoon.
Every halal label on every stock you see in a UAE investing app traces back to a screening methodology. Here is how the tests actually work, where the standards disagree, and what purification means in practice.
From opening a DFSA-regulated account to purifying your first dividend: the complete workflow for owning individual halal stocks as a UAE resident, without pretending it is simpler than it is.
Islamic ETFs are the building blocks of every halal portfolio in the UAE, but access runs through specific doors: robo platforms, a screened brokerage and a DIFC workplace scheme. Here is the verified map.
Beyond the robo apps sits a quieter shelf: a DIFC public fund umbrella from USD 1,000, an Islamic money market fund that returned 4.18%, and sovereign sukuk from AED 4,000. The verified retail fund map.
Gold is the rare asset that is natively halal, and the UAE is the rare place where every access route exists. Physical purchase, app-based gold with delivery, and the ETC sleeve in robo portfolios, compared.
Tokenized Ijarah slices from AED 500, crowdfunding platforms, and the exposure hiding inside National Bonds. The honest map of halal property investing in the UAE, including what we have not verified.
The incumbent with $800m+ and human advisors against the challenger with zero minimum and lower fees. We compare the two halal robo options UAE investors actually choose between.
Idle dirhams are a decision. The verified halal options for short-term cash in the UAE: an Islamic money market fund that returned 4.18%, National Bonds' short tenors, sovereign T-Sukuk and robo cash products.
The honest budget ladder for UAE halal investing: what actually opens at each amount, what it costs at that scale, and the mistakes specific to each rung.
Not one of the UAE's three digital investing platforms has a Shariah Supervisory Board. Here is who actually certifies what you own, why the regulators' Islamic endorsements matter, and what a stricter investor can do about it.
myPlan is National Bonds' automation engine: a direct debit that buys Saving Bonds monthly, with prize chances that scale as balances grow. The best behavioral product on the shelf, with the same yield opacity as its parent.
The same share can owe zakat two different ways depending on why you hold it. How traders and investors calculate differently, what to do with ETFs and robo portfolios, and the honest limits of every shortcut.