Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum)
Islamic Personal Financing in Fujairah
Co-branded covered cards with Majid Al Futtaim's SHARE rewards ecosystem. SHARE Visa Infinite: 12% back in SHARE points for the first 3 months plus 10,000 welcome points (worth AED 1,000), then 6% at Carrefour in-store and online and 6% across Mall of the Emirates, City Centre malls, Ski Dubai, Magic Planet and other MAF brands, 2% on other local spends, 2% international (0.5% EEA), unlimited lounge access with guest, roadside assistance 3x/year and valet 4x/month. SHARE Visa Platinum: 6% first 3 months plus 2,000 welcome points (AED 200), 3% Carrefour/MAF, 1.25% local, valet monthly and roadside annually.
The SHARE Infinite is a specialist tool: if your household groceries run through Carrefour and weekends run through MAF malls, 6% ongoing (12% introductory) in points you will certainly redeem beats every generic cashback card in this cluster, and the printed earn grid is commendably clear. Outside the MAF universe it earns a pedestrian 2%, so pure generalists should prefer ADIB's own 4% category Cashback card or EI's Switch. As with all ADIB cards, structure and fees sit in the KFS rather than the page - read before signing.
Pros
- 6% ongoing at Carrefour is the highest grocery-adjacent earn in this cluster
- SHARE points redeem across an ecosystem UAE residents actually use
- Full earn grid printed on the page, unusually transparent
Cons
- Headline 12% is introductory only, reverting after 3 months
- Value concentrated in MAF properties; weak for non-Carrefour shoppers
- Fees and contract not on the page
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Product Details
Structure
unspecified
Profit Structure
Covered card finance; SHARE points rewards funded by bank and retail partner
Monthly Fee
Per ADIB tariff board; not printed on cards hub
Abu Dhabi Islamic Bank (ADIB) in Fujairah
Abu Dhabi Islamic Bank (ADIB)'s ADIB SHARE Covered Cards (Infinite / Platinum) is available to Fujairah residents, using a unspecified structure. Sale-based personal finance fixes the total price at signing; check the Key Facts Statement for the reducing rate, fees, and early settlement policy. Abu Dhabi Islamic Bank (ADIB) operates across the UAE, so Fujairah residents have full access to this product.
Shariah Compliance & Oversight
ADIB's Internal Shari'a Supervisory Committee, published at adib.ae/en/about/internal-sharia-supervisory-committee (verified 2026-08-05): Prof. Dr. Mohammad Abdulrahim Sultan Al Olama (Chairman), Prof. Dr. Jasim Al Shamisi (Vice Chairman), Prof. Dr. Ashraf Hashim (Member), Dr. Ali Hussain Al Junaidi (Member) and Dr. Yasir Hassan Alhosani (Member). An Executive Committee of the ISSC comprises Al Olama (Chairman), Al Shamisi and Hashim. The committee's 2025 Annual Shariah Report is published on adib.ae and is also signed by Esam Mohammed Ishaaq as a committee member.
2026-08-05
Why It's Halal
Covered cards issued on ADIB's fully Islamic platform under ISSC supervision; the SHARE points layer is retailer-and-bank-funded loyalty value, not a return on money lent at interest. ADIB is the UAE's largest Islamic bank by assets after DIB group-wide and operates strictly under the CBUAE Higher Shariah Authority framework, with an annual Shariah report published. Caveats: contract not named on the cards hub, fees per tariff board, and points value assumes continued MAF ecosystem redemption at the advertised AED equivalence; the 12%/6% headline rates are 3-month introductory rates, with ongoing rates of 6%/3% at MAF brands.
Regional Availability
Abu Dhabi Islamic Bank (ADIB) serves all of the UAE
✓ Available nationwide including Fujairah
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NationwideFrequently Asked Questions
What is Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum)?
Why is Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum) considered halal?
Is Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum) available in Fujairah?
What Shariah oversight does Abu Dhabi Islamic Bank (ADIB) have?
What financing structure does Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum) use?
How do I apply for Abu Dhabi Islamic Bank (ADIB) ADIB SHARE Covered Cards (Infinite / Platinum) in Fujairah?
What is NBF Islamic?
How do Fujairah residents access the rest of the halal market?
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Important: HalalWallet provides educational information and comparisons to help you explore halal financial options. We do not provide financial, legal, or religious advice. Product structures and Shariah compliance oversight vary by provider. Always verify halal compliance directly with providers and consult with qualified Islamic finance advisors or scholars for guidance on specific products and your individual circumstances.