Dubai Islamic Bank (DIB) Al Islami Investment Deposit

DIB's classic investment deposit with flexible tenures, available in multiple currencies and open to minors. Positioned for attractive expected profit rates that combine with flexible tenure options. Unlike the Wakala shelf, this is DIB's traditional pooled investment deposit; it can serve as the linked deposit that waives fees on an Al Islami Savings Account (the savings account acts as the principal liquidation account for the deposit).

The Investment Deposit is DIB's legacy term product and shows its age in the disclosure: no printed rate, no named contract, no stated minimum, all of which its newer Wakala siblings handle better. It earns its place through flexibility - multiple currencies, minor eligibility, tenures on request - and the quiet perk of waiving savings-account fees when linked. Treat it as the customization counter: if the published Wakala grid (3.40% to 4.40%) fits your tenor and currency, take that instead; come here when you need USD, GBP, a child's name on the deposit, or a non-standard term.